Imagine this conversation at a back-porch barbecue: "Dude, skip the beer, have a margarita! I got a buck off three cans of Bacardi mix with a coupon online. ... With salt? ... Totally!"
A new study by Harris Interactive with Coupons.com shows that conversations such as this are pretty close to reality. That puts a new face on today's coupon clipper as someone who increasingly is affluent and educated, lives in a metro area and, quite possibly, is male.
The study found that 51 percent of American men have used a coupon in the last six months. More than one-third have a designated place to keep coupons. And 18 percent have told a friend about a coupon they found online.
Finish article here.
Tuesday, June 15, 2010
Saturday, June 12, 2010
Belated Wags & CVS
Due to an unexpected toothache followed by an unexpected extraction a week later, I'm really behind on my couponing. Since this week is almost over, I'm not even going to bother showing the deals I used. I found them from mommasnacks.com and becentsable.net.
At Walgreens, my retail total was $15.62, but after sales, coupons and RR, my OOP was $1.03. That's a savings of 93%. I received $5 in RR which meant they actually paid me $3.97 for my items. Here I purchased some Pampers Wipes for only $0.50.
When I went to CVS, I purchased 3 boxes of cereal which would have been $13.67 retail. I paid 4.50 which is a savings of 67%. That would have made each box of cereal $1.50 which isn't bad, but I received $5 ECB back which means I got them for FREE!
Well, there you have it. I did get a raincheck at CVS for something.
I might as well mention the deals I got during my tooth. Since we don't have insurance, medical costs are out of pocket. I was told the cost for the extraction was going to be $175. I ended up being charged only $106. I don't know what made the difference, but I'll take it.
I then went to Kmart for my pain meds. They are usually less busy and I sue them for the occasional prescription. I had gone there merely for the convenience, but picked up a sales ad and found a coupon for a $10 gift card with a new prescription. It was nice getting $10 for something I was going to do anyway!
My friends think it hilarious that I was excited and giving praise for a discounted extraction and gift card instead of bemoaning my pain! Priorities!
At Walgreens, my retail total was $15.62, but after sales, coupons and RR, my OOP was $1.03. That's a savings of 93%. I received $5 in RR which meant they actually paid me $3.97 for my items. Here I purchased some Pampers Wipes for only $0.50.
When I went to CVS, I purchased 3 boxes of cereal which would have been $13.67 retail. I paid 4.50 which is a savings of 67%. That would have made each box of cereal $1.50 which isn't bad, but I received $5 ECB back which means I got them for FREE!
Well, there you have it. I did get a raincheck at CVS for something.
I might as well mention the deals I got during my tooth. Since we don't have insurance, medical costs are out of pocket. I was told the cost for the extraction was going to be $175. I ended up being charged only $106. I don't know what made the difference, but I'll take it.
I then went to Kmart for my pain meds. They are usually less busy and I sue them for the occasional prescription. I had gone there merely for the convenience, but picked up a sales ad and found a coupon for a $10 gift card with a new prescription. It was nice getting $10 for something I was going to do anyway!
My friends think it hilarious that I was excited and giving praise for a discounted extraction and gift card instead of bemoaning my pain! Priorities!
Friday, June 4, 2010
Price Chopper
Money's really tight this week, so I literally got into my piggy bank to get these few deals. I guess it was a good thing I didn't find more! I found them on pennypinchinmom.com. My retails was 17.08. After sales and coupons, I paid $5.33 which is a savings of 69%.
Red Gold Tomatoes w/Green Chilies, 2/$1.00 or $0.50 each
Use $1.00/3 Red Gold Tomatoes coupon from the 2/28 SS insert
Final Price: As low as 3/$0.50 or $0.17 each
Kellogg’s Cereal or Pop Tart (select varieties), $1.88
Use $1.50/3 Kellogg’s Cereals coupon from the 5/23 RP insert
Final Price: $1.38 each
Promise Spread, $1.69
Use $1.00/1 Promise Spread coupon from the 5/23 RP insert
Final Price: $0.69
Red Gold Tomatoes w/Green Chilies, 2/$1.00 or $0.50 each
Use $1.00/3 Red Gold Tomatoes coupon from the 2/28 SS insert
Final Price: As low as 3/$0.50 or $0.17 each
Kellogg’s Cereal or Pop Tart (select varieties), $1.88
Use $1.50/3 Kellogg’s Cereals coupon from the 5/23 RP insert
Final Price: $1.38 each
Promise Spread, $1.69
Use $1.00/1 Promise Spread coupon from the 5/23 RP insert
Final Price: $0.69
Wednesday, June 2, 2010
Dumpster-Diving 101: 6 Strategies for Success
From http://www.wisebread.com/
The idea of dumpster-diving seems to push the limits of even the most frugal among us. Visions come to mind of foraging in muck, half-disguised out of fear being spotted by a neighbor, only to rush home for a shower worthy of Silkwood when it’s all over. But the reality is far more reasonable, clean, and civilized than you might imagine.
Dumpster-diving (an unfortunate misnomer in most cases, as I’ve never seen anyone actually get in a dumpster) is a spectrum activity; you can go as far as your comfort level allows and there are great finds to be had at each point.
Let’s face it, the recession has uprooted a lot people — folks are on the move as they return to college, downsize, look for work, and consolidate households. Objects are the albatrosses in times of change and all that upheaval creates opportunity. After 20 years ‘diving,’ in large cities and small towns, I’ve developed a six-point strategy on how to dumpster-dive safely and effectively. This guide can serve as a primer for newbies and push the more experienced toward even better finds.
1. Determine Your Territory
Selection varies widely between residential and commercial dumpsters. If you focus on commercial areas, look for businesses that sell what you might be interested in and have high product turnover. Because most businesses consider diving a threat to customer privacy and future profits, commercial dumpsters are often secured and items in them damaged or destroyed to prevent reselling. Tread carefully in these areas. I’ve found residential diving to be best around large apartment buildings in established neighborhoods where tenant turnover is consistent and moving budgets modest. Usually apartment dwellers don’t have much storage space or areas to host yard sales, so excess items end up on the street or in the dumpster.
2. Timing Is Everything
When I lived in Chicago, October and May were always the prime picking months. Old apartment leases ending and new ones beginning create a glut of items weeded out in the transition. During these months, the alleyways in Chicago were veritable shopping aisles full of chairs, air conditioners, lamps, dishes, books, and clothes just waiting for an open trunk. In other neighborhoods, look for estate sales and yard sales — the evening after one of these events usually finds most unsold items relegated to the curb.
3. Courtesy Counts
Diving is a community activity and its devotees come from all walks of life. I never forget that what is an eccentric hobby for me may be the sole means of support for someone else. Courtesy is key — not only for the property owner, but for the next diver. Leave the spot better than you found it; items strewn about only create a hazard for cars, give diving a bad name and show lack of consideration for the next guy. If a spot is particularly good, some divers flag it by setting something on top of the dumpster to differentiate it from the rest. Little acts of forethought and kindness are important to divers too.
4. Select and Reject
Not all objects survive house-to-curb equally well and I’m not above the ‘gross factor’ when it comes to certain items. My personal rule has always been to avoid anything that can’t be washed or disinfected easily. Upholstered furniture, mattresses, and some clothing immediately fall within my “no thanks” category. A thorough look-over and quick smell test can usually tell you all you need know. Remember, knowing what to reject is just as important as knowing what to grab.
5. Take Only What You Need
In large urban areas or college towns the fruits of diving can be so great that you’ll need to exercise a bit of restraint. Diving should be a way of reducing expenses, not adding to them with storage costs. There’s more than enough to go around; leave something for next guy.
6. Safety, Gear and the Law
Items relegated to the garbage are typically considered part of the public domain, but this can vary by municipality. Respect local ordinances and private property boundaries and never jeopardize your safety. If you’re diving at night, go with a buddy or small group of friends.< There’s always safety (and a bit more fun) in numbers. Likewise, proper gear is essential to safe diving: a small LED flashlight helps when diving at night and a pair of form-fitting rubberized gardening gloves will protect your hands from broken glass. Anti-bacterial hand sanitizer provides a little peace-of-mind in between pit stops too. Toss a plastic or nylon tarp in your trunk — it comes in handy when you need to protect your car’s upholstery from heavy, sharp or particularly grimy items.
Granted, dumpster diving may be an acquired taste. The psychological leap in retrieving something from the trash and making it part of your home is too great for some folks to make. But in a world filled with excess, with entire islands of garbage floating in our oceans and more new ‘stuff’ being cranked out every day, diving is the ultimate green activity. It’s recycling at its most primary — giving another life to an existing object without the need of secondary recycling and remanufacture. Once you’re bitten by a great find and the rush of that $0.00 price tag, you may never look back.
From http://www.wisebread.com/
by Kentin Waits on 1 June 2010
Photo: sciondriver The idea of dumpster-diving seems to push the limits of even the most frugal among us. Visions come to mind of foraging in muck, half-disguised out of fear being spotted by a neighbor, only to rush home for a shower worthy of Silkwood when it’s all over. But the reality is far more reasonable, clean, and civilized than you might imagine.
Dumpster-diving (an unfortunate misnomer in most cases, as I’ve never seen anyone actually get in a dumpster) is a spectrum activity; you can go as far as your comfort level allows and there are great finds to be had at each point.
Let’s face it, the recession has uprooted a lot people — folks are on the move as they return to college, downsize, look for work, and consolidate households. Objects are the albatrosses in times of change and all that upheaval creates opportunity. After 20 years ‘diving,’ in large cities and small towns, I’ve developed a six-point strategy on how to dumpster-dive safely and effectively. This guide can serve as a primer for newbies and push the more experienced toward even better finds.
1. Determine Your Territory
Selection varies widely between residential and commercial dumpsters. If you focus on commercial areas, look for businesses that sell what you might be interested in and have high product turnover. Because most businesses consider diving a threat to customer privacy and future profits, commercial dumpsters are often secured and items in them damaged or destroyed to prevent reselling. Tread carefully in these areas. I’ve found residential diving to be best around large apartment buildings in established neighborhoods where tenant turnover is consistent and moving budgets modest. Usually apartment dwellers don’t have much storage space or areas to host yard sales, so excess items end up on the street or in the dumpster.
2. Timing Is Everything
When I lived in Chicago, October and May were always the prime picking months. Old apartment leases ending and new ones beginning create a glut of items weeded out in the transition. During these months, the alleyways in Chicago were veritable shopping aisles full of chairs, air conditioners, lamps, dishes, books, and clothes just waiting for an open trunk. In other neighborhoods, look for estate sales and yard sales — the evening after one of these events usually finds most unsold items relegated to the curb.
3. Courtesy Counts
Diving is a community activity and its devotees come from all walks of life. I never forget that what is an eccentric hobby for me may be the sole means of support for someone else. Courtesy is key — not only for the property owner, but for the next diver. Leave the spot better than you found it; items strewn about only create a hazard for cars, give diving a bad name and show lack of consideration for the next guy. If a spot is particularly good, some divers flag it by setting something on top of the dumpster to differentiate it from the rest. Little acts of forethought and kindness are important to divers too.
4. Select and Reject
Not all objects survive house-to-curb equally well and I’m not above the ‘gross factor’ when it comes to certain items. My personal rule has always been to avoid anything that can’t be washed or disinfected easily. Upholstered furniture, mattresses, and some clothing immediately fall within my “no thanks” category. A thorough look-over and quick smell test can usually tell you all you need know. Remember, knowing what to reject is just as important as knowing what to grab.
5. Take Only What You Need
In large urban areas or college towns the fruits of diving can be so great that you’ll need to exercise a bit of restraint. Diving should be a way of reducing expenses, not adding to them with storage costs. There’s more than enough to go around; leave something for next guy.
6. Safety, Gear and the Law
Items relegated to the garbage are typically considered part of the public domain, but this can vary by municipality. Respect local ordinances and private property boundaries and never jeopardize your safety. If you’re diving at night, go with a buddy or small group of friends.< There’s always safety (and a bit more fun) in numbers. Likewise, proper gear is essential to safe diving: a small LED flashlight helps when diving at night and a pair of form-fitting rubberized gardening gloves will protect your hands from broken glass. Anti-bacterial hand sanitizer provides a little peace-of-mind in between pit stops too. Toss a plastic or nylon tarp in your trunk — it comes in handy when you need to protect your car’s upholstery from heavy, sharp or particularly grimy items.
Granted, dumpster diving may be an acquired taste. The psychological leap in retrieving something from the trash and making it part of your home is too great for some folks to make. But in a world filled with excess, with entire islands of garbage floating in our oceans and more new ‘stuff’ being cranked out every day, diving is the ultimate green activity. It’s recycling at its most primary — giving another life to an existing object without the need of secondary recycling and remanufacture. Once you’re bitten by a great find and the rush of that $0.00 price tag, you may never look back.
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